A workplace injury can happen to you whatever be the kind of job you do for a living. It is a prerequisite for almost every employee to have insurance which covers such an injury at work. Regardless of the position you have when you are injured at work, there are a few things you should follow. If your company is not rewarding the money, you should contact a reputed worker’s compensation lawyer like www.mickleandbass.com/south-carolina-law-firm/. Companies have their guidelines for accidents in the workplace and following them diligently is an essential opines experts at findlaw.com. By not following the company procedure you are harming the chances of compensation. If your company has not set any such process, here are a few things you should do when you get involved in an accident at workplace.
Get yourself treated: If the injury is severe it is quite apparent that you will have to see a doctor. But if you have developed an injury due to occupational hazards like asbestos exposure, exposure to certain harmful chemicals, injury due to repetitive motion, etc. it may not be evident initially that it is due to the work you perform for your employer. You can find out more details in such cases only when you consult a doctor. Your condition can be diagnosed by a doctor and provide results and reports which can be submitted to your company. Your company or the company from where the worker compensation insurance was taken from will then ask you to be monitored by a doctor of their choice to verify the reports that you have submitted.
Reporting injury: Inform that injury to the company the first thing to do after getting treated by a doctor for your injury. The company needs to know whether the doctor has asked you to report back to work, some cases not giving notice of your injury can work against you in your claim for compensation.
Accident report: If you do not realize that you are injured, it can be problematic for you. As per law, the accident has to be reported within a short span to be able to get the compensation. Due to this raider, you should report any workplace injury immediately whether or not you are injured. Reporting of an incident will lead to your employer implementing safety precautions that will prevent injury to others in the future.
Laws cover Workers compensation but prohibit lawsuits: All states have mandated that employers provide insurance for workplace compensation. But most states also have rules that state that employees cannot sue the company for any injury caused during work. Also, even if the injury is caused due to the negligence of the employee, the compensation is still provided. The only instance of the decline of insurance is when the employer is injured when under the influence of alcohol or drugs.
Complete your paperwork: To stake a claim complete all the paperwork needed to be submitted to the insurance company. Carefully fill out all the details to get the benefits that you are entitled.